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How to Set Up a Budget Binder for Your Household
Struggling to stick with a budget? Keep getting those email notifications from the various online budgeting platforms you’ve tried to use but then never stuck with? Wondering where on earth you stuck...
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A $1,000 Isn’t Enough. Dave Ramsey is wrong.
Okay, I’m saying it and yes, I feel kind of bad about it. A $1,000 isn’t enough and Dave Ramsey is wrong. Hear me out. I love Dave Ramsey. My family is 100% debt-free and is in a way better spot...
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Day in the Life – Summer Edition of a SAHM of 3 Kids
I know I’m a little late posting this since many of us (us included) are now starting back to school. But so many folks have been asking that I do more “day in the life” videos and I finally got...
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My Honest Review of Our Healthcare Sharing Ministry…
If you’ve been following my blog for a while you know that in 2016 my husband left his stable paycheck job to start his own business. That also meant we lost out on traditional health insurance and...
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The “Slush Fund” Explained – How to Avoid Busting Your Budget
I’ve been preaching the sinking-fund gospel for years now. However, I forget to sometimes share with you our family’s little hidden secret. So, you know that I’m a fan of having a Fully-Funded...
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How to Save Money for Christmas
Can you believe that there are only 8 weeks left until Christmas this year???? Even though Christmas comes on the same exact day every single year, it has a tendency to creep upon us. If you’ve been...
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How I saved $100 on new eyeglasses without vision insurance.
Our family of five does not have health insurance – or at least in the traditional sense. We have a Healthcare Sharing Ministry which we love (seriously, it saves us so much money). The downside...
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4 Ways to Stretch Your Christmas Budget
I know I don’t have to remind you that Christmas is right around the corner, but I know that this is usually the time of year were we start falling into that “no-man’s land time vortex”. Where we...
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How to Stick to & Build Good Money Habits
Yep. I’m a firm believer that the dollar amount isn’t important. It’s the habit that is. Let me explain. If you have an extra $5 in your budget what do you do with it? Spend it? Save it? Lose it? Do...
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5 Ways to Enjoy Summer on a Budget
Summer doesn’t have to bust your budget. You can still make amazing family memories even when you’re working with a tight budget. My family enjoyed many amazing summers even when we were deep in...
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How to Organize Your Tax Stuff (BEFORE Tax time!)
If you spend every year at tax time scrambling around trying to find all of the documents you need I’ve got two easy-to-implement solutions for you! As a former Accountant, I speak from experience....
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How to avoid wrecking your Christmas budget this year.
Is it just me or does it feel like the month of October is just flying by? Somehow we got super busy and I don’t even know how that’s possible! I can’t believe that Halloween is a week away! And if...
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What I should know about homeowners insurance.
This past week friends of ours lost their home and their beloved pets to a house fire. Their entire house burned to the ground. Thankfully, they and their four children are safe but they will now need...
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Our Super Small Master Bathroom Remodel – On a Budget!
We bought our house eleven years ago and even though we originally had to remodel the home when we bought it, it’s now been over a decade since it was last remodeled. This is the joys of...
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5 Ways to Keep Inflation from Destroying Your Finances
I feel the pinch too. We had to up our grocery budget and our fuel budget. We even upped the thermostat (here in Georgia we already got the AC blowing). But believe it or not, inflation doesn’t...
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How to Save Money on Groceries (Despite Rising Costs)
Last week I cried on the drive home from the grocery store. I had spent what used to be our grocery budget for an entire month back in 2019 on just one week’s worth of groceries! The struggle was that...
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How to Increase Your Income to Combat Inflation
I know, I know, inflation is the talk of the land but let’s chat about what we can do to make more money. Why? Because sometimes the only way to defeat the rising tide of costs everywhere is to...
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How to Budget for a Family Vacation
Vacations can be expensive. Doesn’t matter if you’re solo traveling or you’re traveling with your whole family – vacations cost a lot. And throw in inflation and before you know it, your vacation can...
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Budget Friendly Ways to Meal Plan Around Inflation
I know, I know, meal planning is no fun. But it’s also no secret that meal planning is a HUGE budget saver! Especially during these times of inflation and rising grocery prices, it’s important that we...
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We live off $52k a year. And no, we’re not broke even with a small income.
Let’s just cut to the chase. We live off my husband’s income of roughly $52,000 a year. I say “roughly” because his regular paychecks actually equal $40,125.83 a year because after taxes come out...
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