It’s your life – now budget for it.
After posting a pic of my family’s February budget on Instagram, I got some heated messages from some folks. Some of these messages said how I was a terrible mom for allowing my children to live on...
View ArticleSimple Tips for Starting the Debt-Free Journey
It’s hard when you know what you want to do, but you have no clue how to get there. The internet is an amazing tool for finding the information you need, but it can also be a little bit daunting...
View Article7 Personal Finance Must Haves – Steps every family needs for financial...
I don’t know about you, but I could really have used way back in high school a personal finance class that could have helped me figure out what I was supposed to do with my money when I became an...
View ArticleHow this family became 100% debt-free. Our family’s 6 year timeline.
It took us six years, but we’re finally 100% debt-free which includes the house! The truth though, is that it took a lot of hard work and sacrifice in order to get us here. We made a lot of mistakes...
View ArticlePrivate School vs. Public School – which one is better?
I’m a mom to three kids, and I know how challenging it is to make crucial decisions like where your children will go to school. My kids have been both to private school and public school. Since I’m...
View ArticleTake a look inside our house! Home Tour of our paid off house!
So many folks have been asking for a home tour and I’m super excited to share that I finally got it done!! In case if you’re new here, in January of this year we paid off our 1979 Drive Under Ranch...
View ArticleModeling Method for Teaching Kids about Money
The question I get asked the most often on Instagram is how I’m teaching my kids about money. If you’re new here, my kids are currently, 7, 5, and 3 years old. Throughout the years as a parent, I’ve...
View ArticleFinancial Lessons from Our First 10 Years of Marriage
Today is our 10 year wedding anniversary. We got married in a little town in the mountains of North Georgia for $500 and today, we’re headed back to that little town to take our three children to see...
View ArticleWhat you need to know about investing.
Okay, so yes, I have an accounting degree, but let me be completely honest with you – I suck at investing! My husband and I committed the cardinal sin in the financial world and cashed out my old...
View ArticleHow we survived our worst money fight
Last year, my husband found himself needing a different truck than his Colorado. The only problem was that his business didn’t have enough cash yet to buy him a truck so we had to personally purchase...
View ArticleThe Biggest Budget Killer
Confused on how to make a budget work for you and your family? I’ve been there – I know what it’s like to create a budget, and have all these incredible ideas on how you’re going to make the budget...
View ArticleNope. We don’t have health insurance. The affordable option we use instead.
Yep, you read that right. We do not have health insurance. And yes, we’re a family of five consisting of two adults and three children. So, then how do we survive medical issues if we don’t have...
View ArticleHow to Budget for Christmas
This year will be my family’s 6th debt-free Christmas. What does that mean? That means we pay for Christmas in cash – we don’t even have a credit card to use if we wanted to! Why is this important?...
View ArticleCan a No Spend Month Actually Help You?
One of my family’s “secrets” to becoming debt-free was using No Spend Months in order to generate a significant amount of money in our budget to throw at our debt. However, it wasn’t always easy. I...
View ArticleHow to Change Your Finances in 2020
Ahhh, the New Year. It always brings about a willingness to change, to renew, recharge, do better, and finally achieve those dreams and goals. But how many times do we make those New Year’s...
View ArticlePaying off our mortgage early is one of the best things we’ve ever done
If you hang around the personal finance world long enough, you’ll discover a massive debate. This debate about whether or not paying off your mortgage early is a good idea or not. If you’re new here,...
View Article“Is StitchFix Worth It?”– How I budget for StitchFix and get the most out of...
“Is StitchFix worth it?” “Do you get anything that you actually like?” “How much is StitchFix?” These are all questions that I used to wonder about with StitchFix. I’ve now discovered how to make...
View ArticleWant to become debt-free? Here’s what we did to make it happen.
“Death by a thousand cuts” – have you ever heard that phrase? It’s along the same lines as how you eat an elephant – one bite at a time. Meaning, to accomplish big things, takes small actions. And...
View ArticleHow to Increase Your Credit Score When You Have No Debt
If you’ve been following my blog for a long time, you know that my family became 100% last January. And you also know that we cut up and closed all of our credit cards in 2013 (more on life without...
View ArticleWhat my family is learning from COVID-19 quarantine & what you can do to prepare
Can I be honest? This wasn’t the post I was expecting to publish today. In fact, I had another that I really wanted to publish. However, seeing how my little corner of the world has been deeply...
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