My 2017 Budget Binder
This has been by far my most requested post ever….how I set up our budget binder. So, I thought that I’d show you exactly how I’m setting up our 2017 Budget Binder, using my 2017 Budget Planner. I’ll...
View ArticleTeaching Kids about Money – How We’re Doing It
If you’ve been following me for a while, you know that I’m a huge fan of Dave Ramsey – like total fangirl huge. And so, it’ll probably come as no surprise to you that when it comes to teaching our...
View ArticleOur New Normal. Update on Life Without a “Job”.
It’s been a year since my husband and I finished off my student loans and even though we’re not a 100% debt-free yet (we’re still working on the mortgage), we’ve been able to see the tremendous...
View ArticleWe don’t use birth control. How to track NFP.
Okay, so yes, we’re going there today. We’re talking about babies, birth control, how to track NFP, and all that jazz. So if that’s not your thing, go ahead and click away – you won’t hurt my...
View ArticleHoliday Budget Planning
Can you believe that the holidays are almost here??? And know what that means…holiday budget planning time! Or is it? So, in the spirit of all things almost holiday-ish, I thought I’d share with y’all...
View ArticleDo you have a HDHP? This may be an option for you!
Earlier this year, I shared about the company that my husband was working for had switched insurance companies and went to a High Deductible Health Plan (HDHP) which basically meant that our...
View ArticleWhen you’re going through hell…
I have a little challenge for you – one that may be a real struggle but it’s one that I think is super beneficial to you. Gratitude. More specifically, gratitude through hell. I know, it’s the holiday...
View ArticleWhat you should include in your budget
Managing your money effectively starts with a budget – yeah, I know you’re surprised aren’t you? #sarcasm But all jokes aside, budgeting is the first step in managing your money well and there are a...
View ArticleHow to Go from Two Incomes to One
This post is one that I wrote for my amazing friend, Mique of Thirty Handmade Days because it’s one dear to my heart. Many moms want to become stay-at-home moms but have no idea how or where to...
View ArticleMy Completely Honest Review of Stitch Fix
I finally decided to try out Stitch Fix and in case you’ve been on the fence about trying them, I wanted to share with you my completely honest review of Stitch Fix so you can decide for yourself!...
View ArticleHow I Learned to Afford My Dream Life with Irregular Income
This is such a wonderful and funny guest post written by amazingly talent friend, Stefanie O’Connell. What is it about 90s sitcoms and New York City? Watching them, my vision of adulthood became...
View ArticleYes, you can pay off debt and save money at the same time. Here’s how.
You’re in debt. You’ve got a baby on the way. You’re trying to save enough money that you don’t have to worry about what the future holds. And you want to pay off debt and save money at the same time,...
View ArticleHow we’re attacking and paying off our mortgage this year.
This is a post that many of my readers have been asking for forever now. So here it is – how we’re attacking and working towards paying off our mortgage in the next year. Now here’s the background...
View Article10 Ways to Make Extra Money
When it comes to budgeting, there are really only two things you can do if your budget isn’t balanced – cut expenses or earn more money. Of course, you can do both of those things, but regardless,...
View ArticleMy Process for Setting Up Our Budget. How to create a budget in 5 steps.
Creating and maintaining a budget doesn’t have to be a challenge. With a little bit of discipline, you’ll be able to figure out how to create a budget that works for your real life. After all, what is...
View ArticleRefinancing your student loans – should you do it?
Okay so we’re going to talk about something that I don’t normally talk about here…taking out a loan. Gulp. Yeah, I know I’m the crazy “never take out debt of any kind” lady, but we are going there...
View ArticleHow to save money this New Year
Towards the end of every year and the beginning of every New Year, my husband I go through our expenses to try to see where we can cut from for the upcoming year. During this process this year, we...
View ArticleMy 3 Favorite FREE Budgeting Software Programs
I have to be honest with you. I’m not the biggest fan of online budgeting software. I love my Budget Binder as it truly does keep me sane but I have used a few free budgeting software programs before....
View ArticleHow to pay off credit card debt
Trying to figure out how to pay off credit card debt and then actually make it happen can be such a challenge. Credit card debt in my personal opinion is one of the hardest forms of debt to make...
View ArticleOur “Funds” Budget System Explained
If you’ve been reading my blog for any length of time, you’ve heard me mention before about our “funds system”. Basically, we have funds budget system where we have certain automatic withdraws happen...
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